Waivers Pt. 5: When Real Life Doesn’t Fit the System

Let me first say this… 

Waivers are a good thing. They allow people to stay in their homes, receive care in their communities, and live with a level of independence that wouldn’t otherwise be possible. If you think you or your loved one qualifies, you should absolutely apply. 

AND, you also deserve to know what comes with it.

Not just the benefits—but the realities. Because there are parts of this system that can catch people off guard if they don’t know what to expect. Going into it with your eyes wide open matters.  Everything I’m sharing with you are situations I didn’t learn until after the fact, after we had to hurdle a roadblock, after the headache (or during). 

This Is Where It Starts to Get Real

This is one of the more recent changes… 

After years of things working one way, a new rule was put in place: attendants now have 30 days from the date of service to submit their shifts. If they don’t, those hours can be denied—and not paid. 

And a lot of people didn’t even know it had changed. 

Until they paid for it.  Until they didn’t get paid.

Right after the 30-day rule went into effect, I watched people lose thousands of dollars in pay they had already earned. Not because they didn’t do the job. Because they were a few days late. 

Make this make sense.

The Fair Labor Standards Act is built on a pretty simple idea: if you work, you get paid. The Department of Labor says if someone is “suffered or permitted” to work, that time counts.

In plain English? If you showed up and did the job, that time is supposed to be paid.

Can there be rules? Yes. Deadlines? Yes. Consequences for not following them? Yes.

But the work was still done. The care was still provided. The person still showed up. And yet—the pay can be denied.

If someone shows up, does the work, provides the care, and doesn’t get paid because of a deadline—that’s not accountability.

That’s a system taking labor it has no intention of paying for.

Back up and read that again.

When something like that happens, the response you’ll often hear is, “Just contact them.” “Just appeal it.” As if the person responsible has endless time and capacity to chase down a system, make calls, file appeals, and follow up over and over again. As if that’s a small ask. As if the same person already managing care, appointments, daily challenges, and everything else in their life can just add that to the list. 

This Is Where It Starts to Fall Apart

That’s the gap I’m talking about. The one between how this is supposed to work and how it actually plays out. 

You can understand a system on paper all day long. You can follow the rules, check the boxes, and do everything the way it’s supposed to be done. But that’s not where this gets decided. It gets decided in real life, and real life doesn’t run on perfect timing. 

This is what it starts to look like. It looks like someone doing everything they’re supposed to do until something small goes wrong. The app glitches. There’s no service. Something doesn’t submit correctly. Or it’s not even the system—it’s life. A bad day. A health issue. An appointment that throws everything off. A delay in approving a timesheet because the person receiving care is dealing with something bigger than paperwork. 

And then it turns into something bigger. Because now it’s not just a small issue—it’s a worker who doesn’t get paid when they expected to. And now that worker has to decide if they can afford to stay. If they can’t, they leave. Not because they don’t care and not because they don’t want to be there, but because they can’t take the risk. 

And then the question becomes: now what? Who steps in? How long does it take? What happens in the meantime? Because care doesn’t pause while the system gets sorted out. 

This is the part you don’t see. You don’t see the waiting, the scrambling, or the quiet stress of knowing that something small can turn into something big. And it adds up. It’s not one big failure—it’s a series of small ones. A glitch here, a delay there, a moment where life doesn’t line up perfectly. Over time, that turns into pressure, into uncertainty, into a system that starts to feel like something you have to manage just to keep your life steady. 

This isn’t just how it plays out–it’s also how it’s presented. I’ve seen that firsthand.

I’ve Seen This Up Close

A few years ago, invitations were sent out to an “educational” presentation on the new policies regarding Electronic Visit Verification (EVV). The meeting was at a library, and when I walked in, the room told the story before anyone even spoke. It was mostly elderly individuals, people in wheelchairs, people who were very clearly living with disabilities—people this system is supposed to support. 

We were there to be “educated,” but that’s not what it felt like. The first speaker gave a quick overview of what EVV is and how it came to be, tying it back to the 21st Century Cures Act signed into law in December 2016. And then the meeting took a turn. 

Another speaker stepped in, and it became very clear why we were really there. This wasn’t about helping people understand a system they were about to be required to use. This was about fraud. We were given one story—one example of a family—about a case of fraud, and it was held up like it explained everything, like it justified everything. Allegedly, this family had defrauded the system for six years for thousands of dollars.

That’s when I started to realize there was a lot more going on here than what was being presented. And here’s what didn’t sit right with me then—and still doesn’t. For that family to have allegedly gotten away with that for six years, that’s not just on them. That’s a system failure. There are layers in place, multiple points where something like that should have been caught. If it went on that long, then something broke.

Everyone dropped the ball. 

And then came the part that stuck with me. We were told, point blank, that they had our email addresses from when we registered and that we couldn’t claim we didn’t know about this now. We couldn’t claim ignorance if we were noncompliant. Finger wagging and all. Literally.  He held his hand up, pointed at the audience, and wagged his finger at us as he said it.

Let’s Call It What It Is

This is where it shifts. I said this earlier, but it hits differently when you see it up close. What’s called “consumer-directed” is something else entirely. Because when the system dictates the timing, the process, the approval, and the structure, the consumer has very little control over it anymore. 

You can understand a system on paper all day long, but until you see what it looks like in someone’s actual life, you don’t really understand it. 

This is what that looks like. 

I want to hear from you. If you’ve lived this—on any side of it—what has it looked like for you? What worked? What didn’t? What do people need to understand that they don’t? You can email me at miss.wva279@gmail.com –anything you share will remain anonymous.

The more this is talked about in real terms, the harder it is to ignore. 

If this shifted your perspective—or if you think it might help someone else understand this a little better—share it.

 

 

 

Waivers Pt. 4: When EVV Meets Real Life

Now that you understand how EVV is supposed to work, the next question is harder to ignore. 

What happens when real life doesn’t fit neatly into that system? 

Because it doesn’t. And when it doesn’t—someone ends up paying for it. 

Let’s Start With What’s Happening Right Now 

Right now, live-in caregivers don’t have to use the Electronic Visit Verification (EVV) app to clock in and out. But those who do?  They run into a myriad of problems. 

Even though the caregiver (provider) is the one clocking in and out, and when their phone is being tracked, the reality is that the individual receiving services (consumer) is being tracked, too. Because when you track where care happens, when it happens, how long it lasts, and the tasks performed, you are documenting the life of the person receiving that care. And that goes into the “system”…wherever that is. 

All of this information is being recorded.  Daily.  Where they are.  What their routines look like.  What happens in their homes (even in their bathrooms).  Day. After. Day.   Not in a facility.  In someone’s home. 

It’s claimed that location isn’t tracked between clocking in and clocking out, but with a system like this, it’s not unreasonable to question that. 

Real Life Doesn’t Run on a Perfect Timeline 

There’s an assumption built into this system that everything will happen on time, in order, and the way it’s supposed to. But the reality is—the same life that requires this level of care is often the reason things don’t happen on a perfect timeline.  There are 

Appointments
Emergencies
Exhaustion 

Things that don’t wait…  

And when the system doesn’t allow for that, it’s not measuring responsibility; it’s ignoring reality.  

When Reality Doesn’t Fit… There Are Consequences 

If something isn’t submitted correctly, or approved in time, or doesn’t line up the way “the system” expects, it doesn’t just get corrected, it gets delayed, flagged, and yes, denied. 

In some cases, if things aren’t done exactly right, services can be impacted–and that’s where this stops being about paperwork. We’re not talking about a missed deadline at an office job, we’re talking about someone’s care. 

Someone’s ability to stay in their home. 

Someone’s stability. 

The Weight Falls in the Wrong Place 

This is where the whole thing breaks down. A lot of times, the person responsible for approving timesheets is the consumer. They are the employer of records (EOR).  This is the heart of “consumer directed” (CD) services.  An individual qualifies for services (which makes them the “consumer”) & when able, does the hiring, does the firing, does the timesheet approvals. The person who needs care is expected to manage the system that controls that care. 

But when it doesn’t go perfectly—they’re the ones who carry the consequences. 

Let’s flesh this out a bit, shall we? 

The consumer is the one who is already navigating daily challenges, relying on consistent care, managing more than most people realize, who now are expected to manage a system that requires precision, timing, and accuracy. 

With very little room for error.  

If something goes wrong (as it will, because…well…life) it doesn’t stay contained in the system.  It spills over into real life, because providers leave when things become too complicated or uncertain.  Care becomes harder to keep. Routines are disrupted.  And the person at the center of all this—the consumer, the individual receiving services—has to absorb it. 

It can look like 

App glitches
No cell service
Wi-Fi going down at the worst possible time 

Sometimes timesheet approvals can be delayed because the person receiving care is dealing with a health issue, a hospital visit, a bad day where just getting through it takes everything they have.

It can be something as simple as forgetting, being exhausted, or not even realizing something didn’t go through correctly. 

Normal life. 

But the system doesn’t account for normal life. 

Let’s Be Honest About What That Leads To 

When care becomes unreliable, when consumers can’t find or keep providers, when the system becomes harder to navigate than the care itself, there is a very real risk.  The conversation then shifts from “How do we support this person at home?” to “What are the other options?” 

And those “options” don’t always look like independence.  Sometimes the consumer has to go to a facility to receive the necessary care because providers cannot be found in their communities. 

WHICH WAS THE WHOLE POINT OF THE WAIVERS TO BEGIN WITH! 

If interested, I can get into the history of waivers in a later post, and provide an overview of the Americans with Disabilities Act (ADA), Olmstead v. LC, and the Department of Justice’s (DOJ) action against the Commonwealth of Virginia.  (And whatever else I may deem important—those who know me know that I love research and information, and even more, getting that information to others.) 

This Is the Part That Should Make You Pause 

The person receiving services didn’t create the system, doesn’t control it, and isn’t trying to work around it.  They’re trying to live their life. Yet when things don’t line up perfectly, they’re the ones who feel it first. 

Let’s Put It Plainly 

This system doesn’t just track care. 

It can interrupt it. 

It can complicate it. 

And in some cases— 

It can put it at risk. 

Final Thought 

No one is saying there shouldn’t be accountability, but accountability should make care stronger—not more fragile. When a system can’t handle real life, it doesn’t just fail on paper; it fails the person it was meant to support. 

Because at the end of the day, this isn’t just about documentation. 

It’s about a person whose daily life is being recorded—often with little clarity about where that information goes or who has access to it. 

It’s about a system that places responsibility on the person receiving care
to keep everything running exactly right. 

And it’s about what happens when real life doesn’t line up with that expectation. 

We call it consumer-directed care, but when the EVV app is driving the process…it starts to feel more app-directed. 

And that’s a shift worth paying attention to. 

Coming up in Part 5, I move beyond how this works & show you what it looks like to actually live with it—from personal and shared stories.  If you have a story you’d like to share, please email me at miss.wva279@gmail.com You have my word that your story will remain anonymous.

 

If this shifted your perspective—even a little—or if you know someone who needs to understand this side of it, share it with them. Because the more people who see what this looks like in real life, the harder it is to ignore. 

Waivers & Other Confusing Things Pt. 1

I’ve been contacted by quite a few people with questions about disability waivers, so I decided to create a series with information–that’s more easily understood than what you often get elsewhere–on the what/who/why/how of them.  I don’t purport that I know everything.

Hardly.

But I am sharing what I know.  And I’m also sharing my perspective.

What a Medicaid Waiver Really Is—and Why It Matters (Part 1) 

There’s a quiet reality happening in homes across the United States (I’m speaking from Virginia)…and it’s one of the most misunderstood things out there. 

It’s called a waiver program. 

And no—it’s not what people think.  

So… What Is a Waiver? 

A waiver is part of Medicaid that allows individuals with disabilities to receive care in their home and community instead of being placed in an institution. In simple terms, the government is “waiving” the requirement that care has to happen in a facility. 

That shift didn’t come out of nowhere. 

Decisions like Olmstead v. L.C. made it clear: People with disabilities have the right to live in the least restrictive setting possible. 

That means the community—not an institution—whenever it’s appropriate. 

Waiver programs to make that possible.  

Why This Exists (And Why It Matters) 

Before waivers, many individuals with disabilities were placed in institutions by default. Not because it was better. Because it was the system. Waivers changed that by allowing people to stay in their homes, be with their families, have friendships, participate in everyday life, and be part of their communities.

And here’s something people don’t always realize: 

It also costs less. 

Institutional care is significantly more expensive than home and community-based care.  So, this isn’t waste, it’s smarter spending. And it gives people something even more important than savings—it gives them a life that actually feels like living.  

What This Means in Real Life 

This isn’t about convenience; it’s about dignity. It’s about someone being able to sit at their own table, go out to eat, be a part of family life, have friends, experience the world around them…. instead of being removed from it.  

Final Thought for Part 1 

This isn’t a loophole or a handout.  It’s a system designed to save money, but more importantly, it gives people a better life.  And for a lot of families, it’s not just helpful, it’s necessary. 

What Comes Next 

In Part 2, I’m going to break down one of the biggest misconceptions out there—
the idea that parents are somehow “getting paid” in a way that benefits them. Because the reality of that is very different than what people think.  

If this gives you a different perspective, share it.
Because a lot of families are living this… and even more still don’t understand it.